Post Office Schemes 2023

Post Office Schemes 2023

Hello everyone, in today’s article we will know about post office accident insurance scheme. Nowadays insurance is very important for every person. Accidents can happen at any time in our life so it is necessary for everyone to have an accident insurance policy as this accident insurance policy covers the cost of accident treatment and provides us with financial assistance in case of death or disability. However, even today, many people in India hesitate to take up an insurance policy, one of the main reasons being that they cannot afford the cost of insurance premiums. Keeping this in mind, the Department of Posts has introduced a large scale accident insurance for the safety of its customers.

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Indian Postal Payments Bank, a subsidiary of the Department of Posts, offers Accident Insurance Policy at just Rs.399. And introduced at Rs. 299. 10 lakhs if you join this scheme. You qualify for accident insurance. It is important to renew the insurance policy every year. Indian Postal Department has brought this accident insurance policy in association with Tata AIG.

299 Rs. Basic Insurance Plan

299 Rs. 10 lakhs in case of accidental death or permanent disability and paralysis in basic insurance plan. Can get insurance coverage. 60,000 in IPD in this plan. Until medical expenses can be received. Also Rs 30,000 in OPD. Allowed to claim accident medical expenses.

399 Rs. Premium Insurance Plan:

399 Rs. 10 lakhs in case of death in accident or total disability, stroke under the premium plan. Accident insurance is provided. 60,000 in IPD. Until medical expenses can be received. and Rs 30,000 in OPD. Accidental medical expenses can be claimed. 1000 per day for 10 days in case of hospitalization. will be paid. Assistance up to Rs.1 lakh per child (maximum 2 children) for the education of children of the deceased. Vehicle accidents, snake bites, electric shocks. 10 lakhs in case of death due to accidental fall from the floor. There is an opportunity to get insurance compensation.

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What is eligible to insure?

• All customers having an India Post Payment Account
• Age of customer should be between 18-65 years
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How to insure this accident

299 or Rs 399 if you already have an account with Indian Post Payments Bank. Accident insurance can be paid for. 100 if you still do not have an account with the postal department. Pay Open an account with Indian Postal Payments Bank. Mandatory submission of necessary documents including Aadhaar and PAN number to open an account with Indian Post Payments Bank. After that, at least Rs. 500 in the account. Money should be kept. After that Rs.299 or Rs.399. Accident insurance can be paid for.

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